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Gold Bangles

Surface is surface, and useful as it.

If a person's horoscope is true, it is in harmony with the most significant life happenings of an individual. When a person is old, then, we have a good chance to see how far the birthday chart (birthday horoscope) is a good, general (wide) indicator of the person.
Those who know ladies in their nineties, should perhaps also bear in mind that most people are a conform bunch in some group or other.
What should help anyone is to prepare for the individual's progress, in part by not getting overly involved in some tedious and daily happenings.

Wearing Gold Bangles

The SRF guru wore three bangles

In SRF they learn to wear astrological gold bangles. That wisdom is hard-won, it is held. Judged from pictures, Daya Mata has been wearing one too. There is an Indian tradition in SRF for such things, to set out to "kid" the universe by wearing a bangle of intertwined gold, silver and copper strands - available on request. And if you choose not to wear it next to your skin but put it in a drawer in the bedside cabinet, it is just a gold, silver and copper investment.
Interestingly, a manufacturer of this bangle writes, "The body may rebel against this . . . My body hated the thing." He eventually came to believe "the bangle acts like an umbrella." [Link]
You are perhaps right to wonder, "If I use such a "lightning rod" to make the universe less hostile or me less vulnerable and more invigorated or whatever, and considering that Yogananda teaches the universe is illusory, does it really work?" See what he said, did, and set it motion - all three of them, do not make do with just confusing tenets. That is sound counsel. The bangle was written about, used, and made for others in SRF and further, as you can see by following the request link. And neither he nor Yukteswar were the inventor of such gadgets in India either.
A Birthday Chart is like a somewhat "Tentative Portrait" of all females born - for example those born on 31 January 1914 in (or near) Salt Lake City, Utah, Mormons or otherwise. Such a chart could perhaps be thought of as a Surface Gate. But Daya Mata's fare, like that of Yogananda, is helped by "swindling the swindle" (universe), in their opinion. And to swindle a swindle, that is a swindle too. Could it be that a birthday chart is a blind alley in such cases? Martin Schulman writes about Yogananda's birth horoscope and concludes it was was negative, but the yogi had been wearing three bangles - one of nine gems, one of gold, silver and copper, and one of lead. Well, Schulman was led to think that the love guru's history might not be negative after all. [Kaf]
To the degree such a bangle offers real help as a "lightning rod", in Yogananda's words, you should take care not to create more bad karma by its protection, and go for spiritual advancement too. And finally, if in the last analysis the bangle does not work - swindles and all that - it might a massive placebo value. By that you get better because you believe in the thing. And if you think the gold bangle is a too expensive placebo or lightning rod - it may be your decision.
Having lots of unfounded, preconceived notions about others, astrology, and deep uses of bangles, may not favour or suit fit living.

Birth chart considerations

In astrological theory, the birthday chart (aka. birthday horoscope) indicates one's own inner stamp on life.
One seeks to understand the horoscope by key parts of it, and patterns. Trines are "good marks" or tokens of mind ease. Trines in a birth chart (and birthday chart) are 120 degrees with some leeway. The birth chart's trine aspects can be thought of as "heavenly oiled". It suggests that "things" (occurences, developments, phenomena) harmonised with them, may run smoothly, basically, unless off-set . . . Textbooks in astrology lists up what such aspects (angles) are generally taken to signify. In interpreting them, one is to take into account the placements (in sign) of each of the planets involved, and the sun (which is a star, not a planet).

Finale

It is not full well to forswear the non-harmful effects of horoscopes, astrological bangles, and anything without good evidence thinking, "Good eye-glasses would work better."
What is good evidence? You may notice that in SRF and similar organisations they wear bangles out of belief. Gullibility is a danger in that picture. But belief has a positive placebo value too.
You may also notice that that manufacturer above uses single cases to back up that his bangles are useful. Such cases, when recorded in reliable ways, are called anecdotal evidence, but is not high-ranked in science. However, if much anecdotal evidence - many single cases - are classified, that could change the value of the single pieces for the better somehow.
Finally, it is good to subject the uses of such as bangles to the scrutinity of double-blind research of two controllable, much similar groups of persons. The double-blind testing procedure is designed to eliminate biased results by this: Neither those who hand out real bangles and fake ones, know which subjects get the "real stuff" to wear till after the study is completed.
To my knowledge no such tests have been done on the SRF astrological bangle. In the meantime, there is good reason to say, simply, "If you want to try wearing one, it may not harm you. To note down the changes in your life after you started wearing it, could be fine too, as it could be used for future studies."

Literature
Kaf: Schulman, Martin. Karmic Astrology, Vols 1-4. New York Weiser, 1978. - It is the volume about the moon's nodes that contains "priceless" Yogananda information.

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